Board Members

The members of the Guernsey Banking Deposit Compensation Scheme are:


Rick has 30 years’ experience of leading UK and international financial businesses and held senior positions in four major banking groups. In 2016, he completed a three year assignment as CEO of a specialist family office business and is now a director/NED working with a number of family offices, their boards and investment businesses, delivering on consulting assignments or investment projects. He was appointed Chair of the Guernsey Banking Deposit Compensation Scheme in July 2017.

Through his employment with Coutts Group, Bank of Bermuda (HSBC), Fortis Intertrust and Barclays, he has considerable experience of board work in major corporations. As a leader of offshore private banking and fiduciary businesses, he has worked on the boards of private companies and regulated businesses including in the specialist areas of investments, funds, pension funds, insurance, protected cell structures, property, intellectual property, social impact investments and technology.

Rick studied history at Nottingham University, followed by a Post Graduate Certificate in Education specialising in adult education. He has an MBA with distinction from Warwick University. He is an Associate of the Chartered Institute of Bankers (now Institute of Financial Services), a Chartered Member of the Institute of Securities and Investments and a Member of the Society of Trust and Estate Practitioners (STEP), having attained the Diploma with distinction.  He has also recently achieved the Henley Certificate in Executive Coaching and the Institute of Director’s Diploma in Company Direction.

Outside work, Rick is a keen sportsman as a county tennis player, regular golfer, skier and sailor. He enjoys games of strategy and has played tournament level chess and backgammon.  He was Chair of the Channel Islands Lawn Tennis Association over a 15 year period and is Treasurer for the Guernsey Island Games Association. He is also the international representative on the National Council of the Institute of Directors.



Diane has worked in the insurance industry for 25 years. She worked for a UK life insurance company before moving to insurance regulation in Guernsey where she spent 15 years working up to the position of Director.

She had responsibility for all aspects of regulation of the insurance sector and co-ordinated the work required for international assessments of Guernsey’s regulatory framework. Diane had an active role with the International Association of Insurance Supervisors being a member of the Technical Committee, Reinsurance Subcommittee and the Task Force for reviewing the Insurance Core Principles. She also chaired the Fraud Subcommittee, the Captive Paper Guidance Group and the Market Conduct Subcommittee.

She has conducted training seminars in the Lebanon and Kazakhstan on behalf of the Financial Stability Institute. She has also carried out work on behalf of the World Bank.

Diane is a Fellow of the Chartered Insurance Institute, a Chartered Insurance Practitioner and a Specialist Member of the Institute of Risk Management.

Since leaving the Guernsey Financial Services Commission Diane has held a number of non-executive directorships including Hiscox Insurance Company (Guernsey) Limited and is chairman for a captive insurance company and a Special Purpose Insurer.



Steve is an Associate of the Chartered Institute of Bankers (now Institute of Financial Services), with 36 years of personal, commercial and corporate banking experience with Midland Bank Limited/HSBC Bank plc in the South of England, East Anglia and the Channel Islands. 

From May 2003 until retirement in October 2010 he was Area Manager, HSBC Guernsey with responsibility for all aspects of retail and corporate business across the Bailiwick.  Since, project work has been undertaken for the Royal Bank of Scotland Group and a number of Non-Executive Director roles undertaken, predominantly with insurance and funds related businesses.

Past Chairman of the Association of Guernsey Banks and currently a member of the Guernsey International Insurance Association and Finance Sector Non-Executive Director Forum Committees.

Outside work, Steve is a regular golfer, a cricket umpire and enjoys walking.  He is also actively involved with charitable work locally, particularly Citizens Advice Guernsey (current Chairman) and Rotary (President of Rotary Club of Guernsey 2010/11). 


William has over 30 years’ experience of working as a lawyer in financial services, 26 of them in Guernsey.

William's focus has been on regulated and unregulated investment vehicles, encompassing banking, finance, corporate, investment, trust and regulatory work.  William has also acted as a director of Skipton Guernsey and of a wide range of other financial services companies, including investment, fiduciary and insurance companies.

William studied law at Leeds University and practised at the Bar in England before moving to the Cayman Islands and then the British Virgin Islands. William was first a partner at Ozannes, now Mourant Ozannes, and then managing partner of Ogier Guernsey, during which time he also served on the Ogier Group board. In 2017 William became an independent legal consultant and remains a director of a number of Guernsey based financial services companies.  William is a member of the English, Virgin Islands and Guernsey Bars and is also a member of The Society of Trust and Estate Practitioners. 

William enjoys skiing and windsurfing and learning foreign languages.